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Foreclosure Process in Georgia

Step-by-Step Guide from Atlanta Foreclosure Defense Lawyers

Have you fallen behind on your mortgage payments? Or have you already received a foreclosure notice from the bank? If you’ve answer yes to either of these questions, please contact Schuyler Elliott & Associates, Inc to discuss the details of your case. We offer free, initial consultations with an Atlanta foreclosure lawyer so that you can learn what legal options are available to you without any additional financial burdens.

While navigation can be complex, the foreclosure process can be broken down into four steps:

  • Step 1 – A 30-day Notice of Intent to Foreclose

A lender must notify the borrower 30 days prior to scheduling a foreclosure sale. There are specific parameters that must be meet when providing this notice and if not meet, then the notice can be deemed invalid.

  • Step 2 – Publicized Sale

The lender must run a public advertisement for at least four weeks. This advertisement must be in an official, county newspaper where the property is located and must run at least once a week for four weeks before the sale.

  • Step 3 – Reinstating the Loan

At this point, the borrower has the option to reinstate the loan. In Georgia, residents have the right to pay back money owed and reinstate the loan up to 5 days before the foreclosure sale. In some limited circumstances, a loan can be reinstated before the foreclosure sale is even scheduled.

  • Step 4 – A Foreclosure Sale

If a borrower is unable to pay the money owed and reinstate the loan, then a lender has the right to hold a foreclosure sale on the first Tuesday of the month.

Contact Our Atlanta Foreclosure Defense Firm for Assistance

At Schuyler Elliott & Associates, Inc, our foreclosure attorneys have assisted thousands of clients in the past two decades. We believe in helping any homeowner that comes through our doors as fast as possible, so we make ourselves available 24/7.

Get your free consultation now by calling our office at (770) 400-9102 or filling out an online form!