Loan Modification Backed by 25+ Years of Excellence

Gwinnett County Loan Modification Attorney

Protect Your Home with Proven Loss Mitigation Strategies

Are you behind on your mortgage payments? Do you think that lowering your interest rates could significantly improve your financial situation? Are you worried that foreclosure could be on the horizon if something is not done, and done fast? First and foremost, know that you are not alone, and the professional Gwinnett County loan modification attorneys at Schuyler Elliott & Associates, Inc. are here to help you.

Loan Modification: Your Foreclosure Prevention Option in Georgia

If you are struggling with your mortgage payments, you may modify the terms of your original loan to reduce the payment via a loan modification. The disadvantage to this option is that it may damage your credit, however, less so than an actual foreclosure on your home. By opting for a loan modification, you have the ability to keep your home and avoid foreclosure altogether.

Understanding Loan Modification: What It Means for You

Some examples of loan modification are:

  • Extending the term of your mortgage
  • Changing your interest rate from a variable one to a fixed rate
  • Reducing the interest rate temporary or permanently

A loan modification may work for you if you are unable to refinance and you are facing a hardship that may go on for an extended period of time. With our 25+ years of experience, an attorney for loan modification at our firm can discuss your legal options and discover the best way for you to stop or delay your foreclosure.


Be sure to contact our team right away – time is of the essence in these cases. 
Call (770) 400-9102 to speak with a loan modification lawyer in Gwinnett County.


New CFPB Regulations: A Ray of Hope Against Foreclosure

In the past, you might have heard people claim that there is nothing that can be done to modify a loan and otherwise prevent your losses as you get behind on mortgage payments. It is true that banks and lenders are hard-pressed to budge or negotiate, often backed by detailed contracts, but new forms of regulations may be changing all that.

The Consumer Financial Protection Bureau (CFPB) has recently enacted new mortgage servicing guidelines aimed at assisting homeowners in need. While many of these have not yet been tested in court, we are excited to say that our firm has already prevented a foreclosure based on the lender’s failure to follow the CFPB’s newly-defined regulations.

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