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Atlanta foreclosure lawyer: Schuyler Elliott

Client Testimonials

  • “If you are looking for one that will fight for your fair and just rights then call Schuyler Elliott.”


  • “There is a lot to be said for " Having The Right Attorney."”

    Billy L.

  • “Schuyler listened to what we had to say, looked at all our documentation and said he could help, and he did. All I can say is Thank You Schuyler.”


  • “This is a great firm that gets results.”


  • “He is caring and very understanding.”


  • “Professional, upfront and honest.”


  • “He is professional, appropriately straight-forward and will answer your questions honestly and handle your case with skill and integrity.”


  • “I would recommend him to my friends and family”


  • “I hired Schuyler Elliott because he's honest, professional and upfront with his clients.”


Atlanta Foreclosure Attorney

Helping You With Foreclosure Defense and Surplus

Foreclosures are notoriously complex processes, and once it has been triggered, you need to act skillfully and fast. With the right Atlanta foreclosure lawyer on your side, you can quickly assess the range of foreclosure defense options before you and successfully execute your game plan without missing a beat. At Schuyler Elliott & Associates, Inc., we have the proven experience and dedication to help you delay foreclosure, pull off a short sale, or avoid foreclosure altogether. You have options for saving your home, even if you've fallen behind on mortgage payments. Contact our attorneys at any time to get started saving your home today.

Why Choose Schuyler Elliott & Associates, Inc.?

Schuyler Elliott is backed by 25+ years’ legal excellence, has helped thousands of clients, and is available 24/7 to deliver personalized counsel.

Foreclosures are time-sensitive matters, and we are ready to deliver the instant response you deserve. Even if it's the weekend or the Monday right before the foreclosure sale, our Atlanta foreclosure lawyer is ready to meet with you to explore your legal options.

Want to learn more? Ready to start fighting your foreclosure?
Call our firm 24/7 or contact us online for your no-cost consultation!

How Long Do I Have to Recover Surplus Funds?

In Georgia, claiming surplus funds after a foreclosure is time-sensitive. You have a maximum of 5 years before the funds are paid to the state. It's crucial to consult with an attorney as soon as possible if you believe you're entitled to overages. Taking action promptly can help you receive the funds you're owed. Failure to act in time means losing the opportunity altogether. Don't let this happen to you. Seek legal guidance from our team immediately.

Get Legal Advice 24/7

At Schuyler Elliott & Associates, Inc., our team is committed to providing our clients with consistent and transparent communication. We believe that keeping our clients well-informed throughout the process is key to handling the surplus funds recovery process.

That's why we make ourselves available 24/7 to address any questions or concerns that our clients may have. With our dedication to open communication and regular updates, you can trust that you are in good hands when you work with us.

The Foreclosure Process

  • Step 1 – A 30-day Notice of Intent to Foreclose
    A lender must notify the borrower 30 days prior to scheduling a foreclosure sale. There are specific parameters that must be meet when providing this notice and if not meet, then the notice can be deemed invalid.
  • Step 2 – Publicized Sale

    The lender must run a public advertisement for at least four weeks. This advertisement must be in an official, county newspaper where the property is located and must run at least once a week for four weeks before the sale.

    • Step 3 – Reinstating the Loan

      At this point, the borrower has the option to reinstate the loan. In Georgia, residents have the right to pay back money owed and reinstate the loan up to 5 days before the foreclosure sale. In some limited circumstances, a loan can be reinstated before the foreclosure sale is even schedule.

      • Step 4 – A Foreclosure Sale

        If a borrower is unable to pay the money owed and reinstate the loan, then a lender has the right to hold a foreclosure sale on the first Tuesday of the month.