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How to Stop a Foreclosure in Georgia

What is the Foreclosure Process in Georgia?

In most cases, the foreclosure process in Georgia is rather simple:

  • Step 1 – The bank sends you a notice that informs you of its intent to foreclose and its time-frame.
  • Step 2 – If the money owed is not paid, then, for four weeks, the bank can run a foreclosure ad.
  • Step 3 – The bank can foreclose on the first Tuesday of the following month.

If the bank fails to follow any one of these three steps, then the sale is invalid. Regardless, the key to addressing a foreclosure is preventing the sale before it can be completed.

Call Schuyler Elliott & Associates, Inc. to schedule a free consultation. Dial (770) 400-9102 or complete our online form.

How to Avoid a Foreclosure in Georgia

There are only two absolute ways to avoid the foreclosure of your home; to file a bankruptcy case or sell your house fast to an investor. However, below are 7 options on how to stop or delay a foreclosure sale in Georgia.

Explore Your Options:

  • Review the foreclosure notices for mistakes
  • Review the real estate records to determine if there are any title problems
  • Request reinstatement figures and a breakdown of all fees owed
  • Contact the foreclosure law firm and request that the foreclosure sale be stopped
  • Contact the bank and request that loan modification discussions be continued and request that the foreclosure sale be stopped and/or delayed
  • Explore technical grounds to stop or delay the foreclosure sale
  • Short sale

Informative Articles on Foreclosure Alternatives

How to Stop Foreclosure Through Bankruptcy

Filing for bankruptcy, particularly Chapter 13 bankruptcy, can help stop foreclosure by triggering an automatic stay. The automatic stay temporarily halts all foreclosure proceedings, giving you time to catch up on missed payments or work out a repayment plan.

Partner with Schuyler Elliott & Associates, Inc. to Halt Foreclosure

Seeking legal assistance from our firm can be beneficial. Our attorneys can help you understand your rights, explore available options, and guide you through the foreclosure process. We may negotiate with your lender, represent you in court, or assist with a loan modification or identify other foreclosure prevention strategies based on your unique situation.

Choose an Experienced Atlanta Foreclosure Attorney

With 25+ years of experience handling foreclosures, Schuyler Elliott & Associates, Inc. is well-equipped to address the various complications of your case. Whether you require a loan modification, an investigation of the loan agreement, negotiations with your lender, or need help seeking additional aid from friends and family, our Atlanta foreclosure lawyer can assist you.

Due to the fast-paced nature of the foreclosure process, it is important for you to contact legal counsel as soon as possible. The earlier you contact us, the better your chances of stopping your foreclosure. We are available 24 hours a day, 7 days a week so call anytime!