Bankruptcy Attorney in Atlanta, GA
Giving You a Fresh Financial Start: (770) 400-9102
The ever-changing tides of today’s economy can make it difficult to keep up with bills. Before you know it, you’re swamped with debt and financial freedom seems impossible. In these difficult times, bankruptcy could be the answer to all of your monetary woes.
Filing for the right chapter can eliminate your debt and even allow you to protect your possessions in the process. While the process can seem complex, you don’t have to go through it alone. If debt is dragging you down, personalized assistance can be found at Schuyler Elliott & Associates, Inc.
Our bankruptcy lawyer has over 25 years of experience and specializes in consumer related issues. With 24/7 availability, you can have confidence in our ability to meet your needs and pursue your very best interests every step of the way.
Our Atlanta firm offers FREE consultations! Take advantage today by contacting us to schedule your appointment! Send us a message online or call (770) 400-9102.
We Tailor Our Debt Relief Counsel to Your Unique Circumstances
The two most common forms of consumer bankruptcy are Chapter 7 and Chapter 13. In order to determine the right option for you, it is important to consider your income, the debt you have accrued, and the possessions you hope to keep. There are key differences between the two and both offer unique advantages to those who file.
What Should I Know About Chapter 7 and Chapter 13 Bankruptcy?
- Chapter 7: In order to qualify for Chapter 7, you must pass the means test, which essentially determines if your income is low enough to file. Most unsecured debts are erased in Chapter 7 and filers can take advantage of federal exemptions to protect their property.
- Chapter 13: Filers must have a reliable income to file for Chapter 13, because a repayment plan is established to pay back certain debts. This plan extends over a course of three to five years. Additionally, there are debt limits imposed by the federal government for Chapter 13 filers.
Not only does bankruptcy erase much, if not all, of your debt, it can also stop creditor harassment and collection activities and eliminate certain kinds of liens. The key to maximizing these benefits lies in filing for the right chapter based on your unique circumstances.
Our team can evaluate your goals and help you establish a long-term plan to regain your financial footing. We believe that debt relief is possible for everyone, regardless of their circumstances.
Debt shouldn’t hold you back from what really matters. Contact our firm today at (770) 400-9102 to speak personally with a talented and experienced Atlanta bankruptcy attorney.